NBT Bank stretches over a six county region of northeastern Pennsylvania with 40 full-service branches and a 24-hour network of 50 ATMs. Wherever and whenever you need us, we’re equipped to provide you with a quick and convenient banking experience. Our people are your people; they’re folks you know from the places where you live, work and play in this wonderful corner of Penn’s Woods. At NBT, we’re focused on helping you achieve your goals. And, we can put together a cost-effective financial plan that’s just right for you. Whether it’s the immediacy of personal banking, commercial lending and financial services, or strategic long-range planning from our trust and investment division, we offer more value… more bank for your buck. Should you visit one of our branches, bank by phone or opt for an online visit, I’m confident you won’t find an easier way to bank anywhere else. We know how precious your time is, so when it comes to money management, we want to simplify your life. Along with our personal commitment to serve you, we’re just as committed to the individual communities we serve. NBT Bank proudly supports dedicated civic groups and charitable organizations that are striving to improve the quality of life for our friends and neighbors. Thanks for visiting our Web site. Be sure to check back often, as we are constantly updating our products and services to accommodate your ever-changing lifestyle. We’ll do our best to keep things simple, so you’ll have more time to enjoy the best things that life has to offer. Pennstar Bank… More Bank for Your Buck!